AJ discovered her love of economics and the psychology of real estate in 1986, when she bought her first property at just 18. She began her career at a small boutique firm in 1990, and after years with a major national brokerage, she formed her own boutique company, Attitude Homes Team, in 2016. Today, AJ is the founder of Colorado Legacy Real Estate, an independent brokerage built on her belief in better marketing and better service.
Through hard work, clear vision, persistence, and dedication, AJ has grown her business well beyond traditional sales, branching profitably into property management, real estate investment LLCs, and development. With more than 35 years in the business, she brings her clients a rare depth of experience and a genuine passion for helping them succeed.
Always active, AJ’s enthusiasm, humor, and love of life is infectious. And her 30+ years of vast real estate experience in areas which include but are not restricted to Boulder, Louisville, North Metro Denver, and Suburban Mountain markets insures that you will receive expert service to all of your real estate needs.
AJ came to C.U. for her B.A. She holds several prominent real estate designations such as CRS, GRI, ABR and more. She takes her career very seriously. As stated by one Client.
“AJ is a money maker. She inspires me to take my life to the next level…She’s helping me to learn how to think like a wealthy individual. I hope to learn more from her knowledge and experience in the future”.
Strategies Designed Specially for Women
Investing in real estate has traditionally proven to be a wise strategy. Certain criteria determine which real estate markets return positive growth and consistency. Boulder is one such market due to the University of Colorado, its proximity to the Flatirons and Mountains, and our Outdoor Lifestyle.
Women may require a different approach to investing than men, for good reasons. Numerous studies have laid out the variance between men and women when it comes to their financial life cyles. Taking time out of the workforce for child rearing, the continuing wage gap and longer life expectancy are all factors that impact women’s ability to save for retirement – and make it even more critical that women focus clearly on long-term invetsment goals with their retirement savings. Because women live longer, they must stretch their retirement dollars further than men. Real estate investing can be an effective strategy to grow their investments.
Why Women Need Their Money to Work Harder
Women have never been in a stronger position to build wealth, but the road there still looks different than it does for men.
The pay gap is closing, but it’s still there. Women working full time, year-round earned 84 cents for every dollar earned by men in 2025, which works out to a median of $11,620 less per year.
- Retirement income trails behind. Women receive an average of $1,760 a month in Social Security, $438 less than the $2,198 men receive, or about $5,254 less each year.
- Career breaks add up. Women are far more likely than men to leave the workforce to care for children or aging parents, and more women work part time, which typically means lower wages and a weaker Social Security earnings record.
- Women’s money has to last longer. In 2024, U.S. life expectancy was 81.4 years for women and 76.5 years for men, so many women will spend years managing their finances on their own.
- Women are already taking the lead. Women play a disproportionate role in managing day-to-day household finances.
That’s where real estate comes in. Property is one of the most powerful tools for building long-term wealth, through equity, rental income, and investments you can see and understand. At Colorado Legacy Real Estate, founder AJ Chamberlin has spent more than 35 years helping clients make confident, informed decisions. She bought her first property at 18, and she knows firsthand what real estate can do for a woman’s financial future. Whether you’re buying your first home, adding a rental property, or planning for retirement, we’re here to walk you through every step in plain language, with real human guidance.
Sources
- Center for American Progress, analysis of U.S. Census Bureau data, September 2026
- FinanceBuzz analysis of Social Security Administration data, as reported by USA Today Network and The Week
- CDC National Center for Health Statistics, U.S. life expectancy report, January 2026