The New Homeowner's Home Maintenance Calendar
A month-by-month guide to protecting your home, your budget, and your peace of mind — built for Boulder County's climate. Bookmark this page, or print it out for the fridge.
- Test all smoke and carbon monoxide detectors; replace batteries.
- Replace your HVAC/furnace filter.
- Check attic and roof edges for ice dams after snowstorms.
- Review your homeowners insurance policy for the year ahead.
- Inspect the roof for damage from winter storms and heavy snow load.
- Clean the dryer vent to reduce fire risk.
- Check windows and doors for drafts; add weatherstripping if needed.
- Inspect exterior siding, paint, and caulking for winter damage.
- Clean gutters and downspouts before spring rain and snowmelt.
- Test the sump pump (if applicable) ahead of spring runoff.
- Turn on and test outdoor faucets and irrigation lines.
- Schedule an A/C tune-up before the summer heat arrives.
- Replace your HVAC filter.
- Inspect the deck, patio, and fencing for winter wear.
- Trim trees and branches away from the roofline before storm season.
- Inspect the roof and have any hail-prone areas assessed.
- Review your policy's hail and wind damage coverage.
- Clean gutters again after spring winds and pollen.
- Create defensible space by clearing dry brush near the home (wildfire season).
- Test your irrigation and sprinkler system for even coverage.
- Clean the dryer vent and check exhaust fans.
- Check attic ventilation and insulation for summer heat buildup.
- Inspect exterior caulking around windows and doors.
- Service your A/C system and clean or replace filters.
- Inspect the roof and gutters before fall storms arrive.
- Test smoke and carbon monoxide detector batteries.
- Check for pests or rodents seeking shelter as nights cool.
- Schedule a furnace tune-up before the heating season starts.
- Seal exterior cracks and gaps to keep out cold air and pests.
- Drain and winterize the sprinkler system before first freeze.
- Clean gutters before leaves start to fall.
- Replace your HVAC filter and test the heating system.
- Insulate exposed pipes in crawl spaces, garages, and exterior walls.
- Check weatherstripping around doors and windows.
- Have the chimney inspected and cleaned, if applicable.
- Disconnect and drain garden hoses; shut off outdoor faucets.
- Test snow removal equipment before the first storm.
- Test smoke and carbon monoxide detectors.
- Review your emergency kit and winter driving supplies.
- Inspect the roof and gutters after the season's first snow.
- Check attic insulation for cold spots and ice dam risk.
- Review fireplace and space heater safety before holiday use.
- Replace your HVAC filter and set a reminder for next January.
Your Home Team
Keep your key contacts in one place as you build your team of trusted professionals.
| Role | Name / Company | Phone |
|---|---|---|
| Insurance Agent | ||
| HVAC Company | ||
| Plumber | ||
| Electrician | ||
| Roofer | ||
| Lawn / Landscaping | ||
| HOA Contact | ||
| Utility Company | ||
| Home Warranty |
Your entries are saved automatically in this browser, on this device.
Have a question about your home, the local market, or need a trusted referral? We're always happy to help — closing day and beyond.
AJ Chamberlin • Attitude Homes
Amortization Summary
| Monthly Payment | -- |
| Total of Payments | -- |
| Total Interest Paid | -- |
| Payoff Date | -- |
| Year | Principal Paid | Interest Paid | Ending Balance |
|---|---|---|---|
| Fill in the form and click "Generate Amortization Schedule". | |||
Key Amortization Terms Every Homebuyer Should Know
Amortization: The process of paying off a loan through regular, scheduled payments that gradually reduce your balance to zero by the end of the term. Each payment covers that period's interest first, with the remainder going toward principal.
Amortization Schedule: A table showing every payment over the life of your loan, broken down into how much goes toward principal versus interest, plus your remaining balance after each payment.
Principal: The amount you actually borrowed (your purchase price minus your down payment). Paying down principal is what builds your home equity over time.
Interest: The cost of borrowing the money, calculated as a percentage of your remaining balance. Because interest is calculated on the balance, you pay more interest early in the loan when your balance is highest.
Loan Term: How many months or years you have to repay the loan — commonly 15, 20, or 30 years. A shorter term means higher monthly payments but significantly less interest paid overall.
Equity: The portion of your home you actually own outright — your home's value minus what you still owe. Every principal payment increases your equity.
Payoff Date: The date your final scheduled payment brings your loan balance to zero, assuming no extra payments or refinancing along the way.
Pairing this calculator with our Loan Calculator and Mortgage Interest Deduction Calculator gives you the complete picture: what you'll pay each month, how that payment breaks down over time, and what it could mean for your taxes.